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  • Policy Services
    • Make a Payment
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  • Claims
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  • Insurance Basics
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Property >
      • Home Insurance
      • Renters Insurance
      • Landlords Insurance
      • Flood Insurance
      • Earthquake Insurance
      • Condo Insurance
    • Life Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Workers Compensation
    • Other >
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  • About Us
    • Client Testimonials
    • Staff Directory
    • Refer Friends and Family
    • Community
    • Insurance Carriers
    • Videos >
      • Life Videos >
        • Why LIFE: Short
        • Why LIFE: Long
        • Why LIFE: Mortgage Protection
        • Why LIFE: Young Family
        • Why LIFE: Stay-At-Home Mom
        • Why LIFE: Working Father
        • Term vs Permanent Insurance
        • How Much Life Insurance Do You Need?
      • Spanish Videos >
        • Cómo Proteger A Su Familia De Dificultades Financieras
        • Seguro de Vida Temporal vs Permanente
        • Preguntas Frecuentas De Seguros Para Inquilinos
        • Lo Que No Está Incluido En La Póliza De Propietario De Vivienda
        • Beneficios del Seguro Sombrilla
        • Preguntas Frecuentes De Seguros De Propiedad
        • Información Genérica Para Autos
        • La Selección De La Cobertura De Responsabilidad Adecuada
      • Others Part 1 >
        • Protect Your Business Income with Business Interruption Insurance
        • Employment Related Lawsuits are on the RISE ... Protect Your Business with EPLI
        • Hired and Non-Owned Commercial Vehicle Insurance
        • Protect Your Rental Property & Income with Landlord Insurance
        • Bundling Your Insurance Can Save You Big!
        • Cyber Attacks are Skyrocketing, Is Your Business Protected?
        • Auto Insurance Made Easy (Your FAQs answered)
        • Homeowners Insurance Made Easy
        • How Umbrella Insurance Can Protect You & Your Family
        • Renters Insurance Made Easy
        • Condos Insurance Made Easy
        • The Importance of a Home Inventory Checklist
      • Others Part 2 >
        • Protecting Yourself Against Identity Theft
        • Whats Not Included in a Standard Homeowner's Policy
        • Selecting the Appropriate Liability Coverage
        • How to Protect Your Most Treasured Possessions
        • Earthquake Insurance FAQs
        • How to Save Money On Your Auto Insurance
        • What To Do In An Accident
        • Your Annual Insurance Review
        • Flood Insurance Made Easy
        • Business Owner Policy
        • The Value of Working with an Independent Insurance Agent
    • Privacy and Credit Policies
  • Credit Policy/Disclosure


Motorcycle Insurance

For our clients motorcycles aren't just transportation, they're a way of life. We know motorcycle insurance because we love motorcycles too. Let us help you save money and protect your bike.

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What is Motorcycle Insurance?

Motorcycle insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise from the actions of the motorcycle driver. 

Motorcycle insurance may also offer financial protection against theft of the motorcycle and damage sustained from things other than traffic collisions.

Motorcycle Insurance Coverages

There several different types of motorcycle insurance coverages. Some may be required by law. Others are optional. The main coverages are:
  • Accessory Coverage - Covers loss, theft, or damage to motorcycle accessories like saddlebags, custom handlebars, and OEM electronics.
  • Comprehensive Physical Damage Coverage - Covers physical damage or loss of the motorcycle that is not the direct result of a moving vehicle collision.
  • Collision Coverage - Pays for damage to an insured motorcycle when it hits or is hit by another car or object, or if the motorcycle overturns. 
  • Bodily Injury Liability Coverage - Pays damages for bodily injury or death resulting from an accident for which you are at fault and provides you with a legal defense. This includes passengers riding on your motorcycle.
  • Property Damage Liability Coverage - Pays damages for physical damage resulting from an accident for which you are at fault and provides you with a legal defense.
  • Medical Payments Coverage - Pays medical expenses of the parties riding on the motorcycle involved in a motorcycle accident.
  • Personal Injury Protection Coverage - This is an extension of motorcycle insurance available in some states that covers medical expenses and, in some cases, lost wages and other damages.  PIP is designed to be paid without regard to legal liability. 
  • Uninsured/Underinsured Motorist Coverage -  Provides for a motorcycle operator to receive damages for any injury he or she receives from an uninsured, negligent driver. The coverage pays the difference between what the uninsured or underinsured driver can pay and what the injured operator would be entitled to as if the uninsured motorist had proper insurance
  • Motorcycle Roadside Assistance Coverage - Roadside assistance and breakdown coverage assist operators whose motorcycle has suffered a mechanical failure that leaves the operator stranded.

    Contact us to learn more about the right motorcycle insurance for you.
(919) 589-6850
9121 Anson Way
Suite 200
Raleigh, NC 27615​
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